Want to know more about equity release?

Watch our two-minute video that will explain how equity release could work for you.

Would you like to know more, call us on 0800 999 3339.

Free equity release calculator

See how much you could release with our simple lifetime mortgage calculator.

Estimated property value
(please call for properties valued higher than £1.5m)
Age of youngest homeowner
Outstanding mortgage balance
(leave as £0 if you have no mortgage)
You would be able to release a maximum of
equity from your home.
Higher loan amounts may be available. Please ask for a personalised illustration.
If you just need some helpful, friendly advice, call us now on 0800 999 3339, you'll get straight through to a qualified equity release specialist. If its more convenient, you can simply Book a chat.
Trustpilot reviews

Read our Trustpilot reviews...

Understanding lifetime mortgages

Lifetime mortgages, commonly referred to as equity release, provide a pathway to unlock the tax-free value accumulated in your property without requiring you to move house. This financial solution offers flexibility through either borrowing against your home's value or selling a portion of it to secure either a lump sum or regular income payments. For added convenience, many plans allow subsequent withdrawals as your needs evolve. This financial arrangement is specifically designed for property owners aged 55 and above who either own their homes outright or have an existing mortgage (which would need settling with the equity release funds).

Safety and Security of equity release

Your financial wellbeing remains protected through our equity release services, which operate under comprehensive Financial Conduct Authority (FCA) regulation. We implement robust safeguards to ensure your interests are always prioritised.

When arranging a lifetime mortgage through our brokerage, we provide a no-negative-equity guarantee, meaning neither you nor your estate will ever face repaying more than your property sells for, provided it's marketed at a fair price.

Using your released equity

Financial flexibility becomes yours with equity release funds, which you can direct towards whatever matters most in your retirement years. Many Bolton homeowners utilise this resource to enhance their living environment, purchase new vehicles, eliminate outstanding debts, support family members with significant expenses, or simply create greater financial freedom throughout their retirement. Your priorities determine how best to use your released equity.

Here are a few of the most common reasons people choose equity release.

Repaying
existing debts Repaying
debts
To support
the family
Supporting
family
To fund care
home fees
Funding
home care
For dream
holidays
Dream
holidays
For home improvements
For home
updates
University or weddings costs University or weddings
Would you like to know more in detail, please call us on 0800 999 3339 or simply Book a chat.

Our equity release team


Dedicated financial guidance with a personal touch defines our approach at Equity Release and Mortgage Partnership Bolton. Our advisory team specialises in crafting individualised mortgage and equity release solutions that address your specific circumstances and retirement aspirations. With decades of combined experience serving Bolton residents, we navigate complex financial landscapes with confidence and clarity. Our advisers excel at translating financial jargon into straightforward explanations, ensuring you fully comprehend all options before making decisions.

Bolton's unique property market requires specialised knowledge, which we've developed through years of local service. This regional expertise allows us to provide advice particularly relevant to local homeowners considering equity release. Our bespoke approach focuses on your individual needs rather than offering one-size-fits-all solutions. We take time to understand your specific circumstances, preferences, and long-term goals before recommending any financial products.

Technological innovation enhances our service delivery without compromising the human connection that important financial decisions deserve. We offer the convenience of digital consultations while maintaining personal relationships with our clients. Continuous professional development ensures our team remains at the forefront of equity release developments and regulations. This commitment to ongoing learning means our advice always reflects current best practices and latest product innovations.

Community involvement strengthens our understanding of local needs, as we regularly participate in Bolton financial education initiatives. This connection to our community informs our approach and deepens our commitment to serving local homeowners. Our fundamental mission centres on enhancing your financial security throughout retirement. We maintain unwavering dedication to supporting clients through every stage of their equity release journey, from initial enquiry to completion and beyond.



Why select our equity release service

Holistic market analysis

Our extensive connections across the equity release sector enable comprehensive comparison of available plans, identifying the perfect solution for your unique requirements.
 

Complete administrative support

Our team manages the entire process from application to completion, eliminating paperwork headaches and reducing stress.
 

Proven financial specialists

With our established reputation for delivering reliable, transparent advice and exceptional service quality, you can proceed with confidence knowing you're partnering with experienced, trustworthy professionals.

Book a free consultation with Richard or Tom today

Telephone

0800 999 3339

Email

Email us

Business hours

Mon-Sat | 09:00 to 20:00

Book a chat

Appointments are available late into the evening and on the weekend.